Don’t be ashamed if you are struggling with debt. It can happen to anyone at any time and is often caused by circumstances outside of your control. The following debt advice agencies understand this and help thousands of people who are in debt every year and can give you the best advice for free.

Christians Against Poverty

Free and confidential debt counselling agency, which helps people who are struggling emotionally too. Help is available to all regardless of age, gender, disability, ethnicity, sexual orientation or religion. All clients are visited in their homes.

Citizens Advice

Free debt and consumer advice service. Many offer specialist caseworkers to deal with any type of debt, including repossessions and negotiations with creditors.

Debt Advice Foundation

A national debt advice and education charity offering free, confidential support and advice to anyone worried about loans, credit and debt.

IE Hub

IE Hub is a free online tool that lets you create your own budget. If you want, you can share that information with any companies that need to know about your financial circumstances to help you. This can avoid having to provide financial details multiple times to different companies and organisations.

Money Helper

Money Helper supports people in managing their money. It does this directly through free and impartial advice. It is an independent service, set up by government.

National Debtline

Free, confidential and impartial debt help service.  Online advice is also available.


A free and confidential debt help service available across the UK. Online support is also available via its Debt Remedy tool and vulnerable people due to age, mental health or capacity are able to get extra help support via the free advocacy service.


A national charity that helps people in financial hardship to gain access to welfare benefits, charitable grants and support services.