What organisations help those struggling to pay?
Don’t be ashamed if you are struggling with debt. It can happen to anyone at any time and is often caused by circumstances outside of your control. The following debt advice agencies understand this and help thousands of people who are in debt every year and can give you the best advice for free.
Christians Against Poverty
Free and confidential debt counselling agency, which helps people who are struggling emotionally too. Help is available to all regardless of age, gender, disability, ethnicity, sexual orientation or religion. All clients are visited in their homes.
- 0800 328 0006
- Opening times: Different for each office.
Free debt and consumer advice service. Many offer specialist caseworkers to deal with any type of debt, including repossessions and negotiations with creditors.
- 0800 622 6151
- Opening times: Different for each office. Find your local office
Debt Advice Foundation
A national debt advice and education charity offering free, confidential support and advice to anyone worried about loans, credit and debt.
- 0800 043 40 50
- Opening times: Monday-Friday 8am to 8pm, Saturday 9am to 5pm
Money Helper supports people in managing their money. It does this directly through free and impartial advice. It is an independent service, set up by government.
- 0800 138 7777
- Opening times: Monday-Friday 8am to 8pm, Saturday 9.00am to 1pm
Free, confidential and impartial debt help service. Online advice is also available.
- 0808 808 4000
- Opening times: Monday-Friday 9am to 9pm, Saturday 9.30am to 1pm
A free and confidential debt help service available across the UK. Online support is also available via its Debt Remedy tool and vulnerable people due to age, mental health or capacity are able to get extra help support via the free advocacy service.
- 0800 138 1111(on mobile phones too)
- Opening times: Monday-Friday 8am to 8pm, Saturday 8am to 4pm
A national charity that helps people in financial hardship to gain access to welfare benefits, charitable grants and support services.
- 0800 802 2000
- Opening times: Monday-Friday 9am to 8pm